What do you really know about travel insurance? Do you purchase it? Why should you purchase travel insurance? Watch this 2 minute video to see why you should buy.
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You may think that travel insurance is only for cancellations; however it does cover many other things while you are traveling. Some insurance policies such as Medicare and Medicaid do not offer you protection if you travel outside of the US. All insurance policies and protections are different. Although we are not insurance agents, as travel agents we can provide you with information and advise you about the different policies offered. Each insurance policy is different; some cover pre existing conditions, some have cancel for any reason policies and some don’t cover airfare at all. Each provider also has different policies for reimbursement and coverage levels. Please ask about the options for insurance so you can make an educated decision regarding what type of coverage you should purchase.
Most travel insurance policies provide reimbursement for:
1) Trip cancellation due to injury, illness or death of a family member or traveling companion.
2) Trip interruption such as a missed connection or travel delay due to weather or mechanical problems.
3) Baggage loss or delay
4) Medical or dental bills you incur on the trip not covered by your primary medical insurance.
5) Emergency medical transportation if you need to be transported home for surgery (do you want your broken leg set in a foreign country?)
6) Collision/ loss damage to a rental car.
We recommend that you purchase travel insurance if your trip is very expensive, if it is planned long in advance, or if you have any reasons that would keep you home – would you still go if a child or elderly parent were very ill? It is worth the peace of mind.
Travel insurance is very reasonable. In many cases the price is a set amount based on the cost of your trip. Other providers base the price on your age and the price of your trip and give you slightly better coverage.
Protect your travel investment with travel insurance Travel insurance is a great way to protect your travel investment. By choosing to offer travel insurance, your travel agent is providing you a financial safety net for most unforeseen travel inconveniences. Allianz Travel Insurance plans have been created to suit most any traveler’s coverage needs. Many of our travel plans include benefits like:
• Trip Cancellation/Interruption
• Emergency Medical/Dental coverage
• Emergency Medical Transportation
• Baggage Loss/damage
• Travel Delay
• Travel Accident
• Rental Car Protection
And all of our plans come with our award-winning customer service!
We also provide one of the largest lists of covered reasons for trip cancellation and trip interruption including injury, illness, legal separation/divorce, strikes, natural disasters, bad weather, jury duty, traffic accidents, normal pregnancy, job loss and more.*
Be sure to read the certificate of insurance and letter of confirmation for the specifics on what your plan covers. If you’re not satisfied, Allianz Global Assistance will refund your insurance premium if you cancel your insurance within 10 days of purchase and have not filed a claim or departed on your trip.
Save money, safeguard your journey, and make your vacation memorable for all of the right reasons. Ask your travel agent which Allianz Travel Insurance plan is right for you.
*Please see Certificate of Insurance/Policy for exclusions, limitations and restrictions that may apply to the plan purchased. Insurance coverage is underwritten by BCS Insurance Company (OH, Administrative Office: Oakbrook Terrace, IL), rated “A-” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated “A+” (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on the insured’s state. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.
PLEASE BE ADVISED: This optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner’s insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required in connection with the insured’s purchase of travel tickets. Plan may not be available in all jurisdictions.
California Residents: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as Allianz Global Assistance Insurance Agency, License # 0B01400.
Florida Residents: Emergency Evacuation benefits are limited to coverage for travel or use of accommodations for a period of no longer than 60 days, beginning on your date of departure. This limitation only applies to your Emergency Evacuation benefits.
New York Residents: The licensed producer represents the insurer for purposes of the sale. Compensation paid to the producer may depend on the policy selected, or the producer‘s expenses, volume of business, or profitability. The purchaser may request and obtain information about the producer‘s compensation, except as otherwise provided by law.
Utah Residents: We are doing business in Utah as Allianz Global Assistance Insurance Agency.